Adult and Online Financial Aid

For more than 125 years, Keuka College has made a quality, private education affordable to students from all backgrounds and walks of life. The Office of Financial Aid is here to help you navigate the financial aid process and help make a decision that best fits your financial situation.

There are a variety of resources that may help defray the cost of this important investment. Depending upon your academic performance and financial situation, these resources may include:

  • Federal/state scholarships and grants. Depending upon your academic program and financial need, you may be eligible for grants from the state (ie: New York State Child Welfare Worker Incentive Scholarship Program) or federal government.
  • Federal loans. The U.S. Department of Education offers several low-interest student loans to help make your education affordable. Keuka College will automatically include them in your financial aid package (you are not required to borrow).
  • Outside scholarships. You may be eligible for scholarships from community organizations, private corporations, school districts, etc.
  • Alternative loans. If you’ve exhausted all other options, you may consider alternative (often called “private”) student loans.

Please contact our office with any questions you may have.

Keuka College Scholarships

The scholarships listed below are non-renewable and are taken from the total amount of the program.

Program Scholarship Amount
Organizational Management (B.S.) $2,500
Management (M.S.) $2,500
Criminal Justice Systems (B.S.) $2,500
Criminal Justice Administration (M.S.) $2,500

How to Apply for Financial Aid

To apply for financial aid, you will need to complete the Free Application for Federal Student Aid (FAFSA) and, if you live in New York state, the Tuition Assistance Program (TAP) application.

Free Application for Federal Student Aid (FAFSA)

Begin or Continue Your FAFSA Now

All students seeking financial assistance at Keuka College, including grants and direct loans, must submit a Free Application for Federal Student Aid (FAFSA).

To complete the FAFSA you will need:

  • Your social security number
  • Federal Tax Return (1040, 1040A, 1040EZ), record of any untaxed income (such as child support received or social services), value of savings and/or investment accounts.
  • If you are a dependent, you will also need the above information for your parent.

Watch the FAFSA Tutorial

Tuition Assistance Program (TAP)

Access the Express TAP Application

Apply for New York State Tuition Assistance Program (TAP) at If you file your FAFSA on the web and provide an electronic signature, you will automatically be linked to the TAP application on the web.

New York State will determine your finalized TAP award based on current tuition charges and satisfactory completion of all TAP requirements as outlined in the Keuka College Record.

Numbers to Know

Federal School Code


Federal Student Aid Processor
(800) 433-3243

(888) 697-4372

Student Accounts/Billing
(315) 279-5237

(800) 829-1040

Student Loan Support Center
(800) 557-7394

Loan Options

Federal Direct Loans

A federal Direct loan is a guaranteed student loan available to students attending Keuka College at least half time. Federal Direct loans have a low, fixed interest rate and deferred payments while the student is in school. The annual federal Direct loan limits are as follows:


0-25 credits $5,500 (up to $3,500 subsidized)
26-54 credits $6,500 (up to $4,500 subsidized)
55-84 credits $7,500 (up to $5,500 subsidized)
85 + credits $7,500 (up to $5,500 subsidized)


0-25 credits $9,500 (up to $3,500 subsidized)
26-54 credits $10,500 (up to $4,500 subsidized)
55-84 credits $12,500 (up to $5,500 subsidized)
85 + credits $12,500 (up to $5,500 subsidized)
Graduate $20,500 (all unsubsidized)

* Eligible credits are determined by the Office of the Registrar

Aggregate Limits for Direct Loans

Subsidized Base Amount Total (subsidized and unsubsidized)
Dependent Undergraduates $23,000 $31,000
Independent Undergrads & Dependent Undergrads without access to Parent PLUS $23,000 $57,500

There are two types of Federal Direct Loans:

  • Subsidized loans are need-based, and the government pays the interest on these loans while you are in school, during a six-month grace period immediately preceding repayment, and during authorized deferment.
  • Unsubsidized loans accrue interest while you are in school.
  • Current interest rates are published by the U.S. Department of Education

First-time borrowers of Direct Loans will need to complete a master promissory note and entrance counseling online at

Direct Graduate PLUS Loans

Direct Graduate PLUS loans have a fixed interest rate and fees which are published each year by the U.S. Department of Education.

Students may choose to defer payments on a Direct Graduate PLUS loan until six months after they graduate or drop to less than half-time enrollment. Accruing interest can either be paid by the student borrower monthly or quarterly, or be capitalized quarterly. The repayment term is up to 10 years.

Eligibility for the Direct Graduate PLUS loan depends on a modest credit check that determines whether the student has an adverse credit history.


Graduate PLUS Application: Please complete the Graduate PLUS application and forward it to the Office of Financial Aid as soon as possible or complete the application online.

Federal Direct PLUS Loans

Parents of dependent students can take out loans to supplement the student’s financial aid package. Direct PLUS loans have a fixed interest rate and fees (published each year by the U.S. Department of Education) and the option to defer payments until six months after the student graduates or drops to less than half-time enrollment. During deferment, all interest is accrued and then capitalized upon repayment.Once repayment begins, there is a 10-year repayment term.

Eligibility for the Direct PLUS loan depends on a modest credit check that determines whether the parent has an adverse credit history.


Parent Plus Loan Application: Please complete the PLUS application and forward it to the Office of Financial Aid or complete the application online.

Alternative Loans

Alternative education loans can help bridge the gap between the actual cost of your education and other sources of aid. Alternative loans are offered by private lenders; eligibility for alternative student loans often depends on your credit score and/or your co-signer’s credit score.

Alternative loans may cost more than the education loans offered by the federal government, and they do not offer the same repayment and forgiveness options. You should exhaust your eligibility for federal student loans before applying for alternative student loans.

Financial Aid Forms

FAFSA Worksheet: Students requesting financial aid must complete a Free Application for Federal Student Aid (FAFSA). This worksheet should be used as a guide to help you file online.

Note: As of March 1, Keuka College has partnered with ProVerify to oversee any and all federal FAFSA Verification processing. Should you receive an email from ProVerify, please follow their instructions about account activation or your Verification documents. If you have any questions on the process, please call ProVerify directly at 1-866-214-5035.


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